Coverages

Motocross Track Insurance Coverages

Every coverage below targets a real way a motocross operation gets exposed — injured riders, race-day crowds, event promoters, the buildings on the dirt, and the crew that keeps it running. We place the specialty motorsports markets that write them.

Get My Free Quote844-967-5247

Licensed in all 50 states · Specialty motorsports carriers · Mon–Fri 8am–5pm MST (AZ)

What we cover

Coverage built around how a track runs.

Eight specialty coverages for motocross facilities — choose the one that fits your operation, or call and we'll build the right combination for your track.

General Liability for Motocross Tracks

General Liability for Motocross Tracks

The foundation policy every track needs — third-party bodily injury and property damage protection for your facility, premises, and operations.

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Participant Liability Insurance

Participant Liability Insurance

Standard GL excludes the riders on your track. Participant liability covers injury claims from the very people your sport puts in harm's way.

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Spectator Liability Insurance

Spectator Liability Insurance

Crowds, grandstands, pit access, and parking all create spectator exposure. This coverage protects you when a non-participant is hurt.

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Track & Facility Property Insurance

Track & Facility Property Insurance

Timing towers, grandstands, shops, fencing, signage, and the track itself — property coverage for everything you've built on the dirt.

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Special Event & Race Liability

Special Event & Race Liability

Hosting a sanctioned race, a one-day open, or a series round? Event liability covers the promoters, sponsors, and venue for that specific event.

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Liquor & Concessions Liability

Liquor & Concessions Liability

A beer garden or concession stand adds liquor and product exposure. This coverage protects the track when alcohol or food is part of the day.

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Accident Medical & Abuse Coverage

Accident Medical & Abuse Coverage

Excess accident-medical pays rider injury costs fast — reducing lawsuits — and abuse/molestation liability protects youth programs and camps.

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Workers' Compensation

Workers' Compensation

Track marshals, groundskeepers, gate staff, and mechanics on payroll need workers' comp. We place it for seasonal and year-round track crews.

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One claim shouldn't be able to close your gate.

Talk to a motorsports specialist about participant, spectator, event, and property coverage for your track. Free, no-obligation quote — usually same day.

Get My Free Quote844-967-5247

Licensed in all 50 states · Specialty motorsports carriers · Mon–Fri 8am–5pm MST (AZ)