About Us
The specialists who insure the gate, not just the grounds
Motocross Track Insurance is the motorsports-facility specialty division of Contractors Choice Agency — built for the people who run outdoor and indoor MX tracks, practice facilities, off-road parks, and race events.
Who we are
A specialty division of Contractors Choice Agency
Contractors Choice Agency is an independent insurance agency founded in 2005 and based in Chandler, Arizona. We've spent two decades placing the kind of risk standard carriers don't want — and few risks are tougher to place than a motocross track.
Motocross Track Insurance is our motorsports-facility division. We exist because most tracks are sold the wrong policy: a generic business policy that excludes participant injury, underestimates race-day crowds, and ignores the realities of events, alcohol, and seasonal crews. We build the coverage a facility actually needs and place it with specialty motorsports markets that understand off-road risk.
Whether you run quiet weekday practice, weekend opens, a full race calendar, or a youth riding school, we structure the program around your operation and stay with you through the season and into renewal. Licensed in all 50 states.
50
States licensed
20+
Years insuring tough risk
A+
Rated specialty carriers
1-day
Quote turnaround
How we work
What you can expect from us
We lead with participant coverage
The riders are the exposure, so they're where we start. We won't sell a track a policy that quietly excludes the people on the gate.
We know the off-road risk
We place tracks with specialty motorsports markets that price off-road risk correctly — instead of declining what they don't understand.
We work the whole operation
Riders, crowds, events, property, alcohol, and crew. We cover how a facility actually runs, not a generic small-business template.
We stand behind the certificate
Sponsors, landowners, and sanctioning bodies need paperwork on time and in the right form. We get it to you fast, every time.
One claim shouldn't be able to close your gate.
Talk to a motorsports specialist about participant, spectator, event, and property coverage for your track. Free, no-obligation quote — usually same day.
Licensed in all 50 states · Specialty motorsports carriers · Mon–Fri 8am–5pm MST (AZ)